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Serving Douglas County

Storm and roof leak water damage in Omaha

Water from a storm or a roof leak is traced through the ceiling and walls to its entry point, then the structure is dried.

  • Flood-water extraction and pumping
  • Structural drying and dehumidification
  • Phones answered 24/7

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Storm Leak

Storm and Roof Leak Water Damage: what it covers

Quick answer

Storm and roof leak water damage is water that enters through the roof, a flashing or a window during a storm and spreads through the ceiling and walls. Omaha Water Damage Restoration answers these calls in Omaha and Douglas County around the clock, and a crew is dispatched as fast as one is available. The crew dries the structure and records the entry point for the roofer.

Storm and Roof Leak Water Damage illustration for Omaha, NE, with a creek and the river in the background

A storm can drive water into a house at points that are hard to see from the ground. Wind lifts shingles or a flashing, hail dents a surface and leaves a gap, and heavy rain runs into a valley or around a vent. The water then travels along the roof deck and the joists and appears on a ceiling or a wall far from the entry point.

The damage is often larger than the spot where the water appears. Insulation holds water above the ceiling, and the drywall can sag before it stains. The crew reads the ceiling and the walls to see how far the water traveled, and it notes what the storm did to the roof and the gutters.

On the call, describe the storm, the spot where the water appeared and whether the water is still coming in. Phones are answered 24/7, and a crew is dispatched as fast as one is available. Do not go onto the roof during a storm or on wet, icy surfaces to look for the entry.

Service area
Omaha & Douglas County
Availability
Phones answered 24/7
Warning signs

Signs you need storm and roof leak water damage

Do not climb onto a roof in wet, windy or icy conditions, and do not walk on a roof to inspect it after a storm. Keep away from downed lines and fallen branches, and call the utility if a power line is near the house. Be careful below a ceiling that is sagging, because it can fall without warning. Do not use a ladder near power lines.

  • A ceiling stain that appears or grows during or just after a storm
  • Shingles that are missing, lifted or dented, or granules in the gutters
  • A drip in the attic or a damp smell in the top floor after rain
  • A sag in the ceiling or a bulge in the drywall beneath a roof valley
  • Damaged flashing around a chimney, vent or skylight
  • Water running down an interior wall at the top corner after heavy rain
Our process

How our storm and roof leak water damage visit works

  1. Make the room safe and stop the spread

    The technician checks the ceiling for sag and the room for electrical hazards. Water is caught and directed away from the room's contents, and the area is protected while the crew works.

  2. Trace the water through the ceiling and the walls

    Moisture readings and a thermal camera show how far the water traveled from the entry. The wet area is marked on the ceiling and the walls, and it is compared with the storm's direction and the roof's layout.

  3. Open the ceiling and the wall where needed

    Drywall is opened where the readings are highest, so the joists and the insulation can be seen. The opening is kept small and photographed, and any wet insulation is removed where it cannot dry in place.

  4. Dry the structure and the framing

    Air movers and dehumidifiers run until the joists, the insulation and the drywall reach their targets. The crew checks the framing for damage from the water and notes any softened wood.

  5. Record the entry and hand over the file

    The crew records the likely entry point, the readings and the photos. A roofer should inspect the roof, the flashing and the gutters, and the record is shared with the roofer and the insurer.

How does storm water get into a house through the roof?

Storm water enters at a gap in the roofing, at a flashing or at a point where the roof is penetrated by a chimney, vent or skylight. It then runs along the roof deck and joists before it shows on a ceiling. The path can be long, so the stain may appear far from the entry.

A roof sheds water when its shingles lie flat and its flashing is sealed. Wind, hail and age can lift or tear those parts, and heavy rain then finds the gap. Water rarely drops straight down, so the stain shows where the water finally found a low point.

The crew traces the water through the attic and the ceiling. The path shows the likely entry, which the roofer then inspects from above.

Does homeowner's insurance cover storm roof leaks?

Storm damage to a roof and the water that follows it are often covered, but the policy, the cause and any exclusions decide the claim. The Nebraska Department of Insurance publishes a post-storm claims advisory that includes hail damage. The insurer makes the decision on any claim.

A roof leak caused by a storm is often treated differently from a leak from age or lack of repair. Many policies also have terms for wind, hail and water that enters through the roof. The homeowner should ask the agent how the policy applies to the event.

The crew records the time of the storm, the entry, the readings and the damage inside, which are the details an insurer asks for. The Nebraska Department of Insurance's advisory is a useful public source for the claim process after a storm.

Can a roof be repaired while the ceiling is being dried?

Yes, and it often should be. The roofer can repair the entry while the drying runs inside. The crew and the roofer should share the record, so the repair is made to the right spot and the drying does not reach a wet ceiling that is still taking water.

The crew cannot repair the roof, and it does not promise any outcome for the roof. A roofer inspects the roof, the flashing and the gutters, then quotes the repair separately.

Water can keep entering until the roof is repaired, so a temporary cover from the roofer may be needed. The crew records the wet area so the roofer can see what the water has reached.

What moves the cost of storm and roof leak cleanup up or down?

The number of rooms affected, the area of ceiling and wall that must be opened, and the amount of insulation that must be removed all change the work. The roof repair is quoted separately. The emergency-stage price is explained before work starts.

A single stain on one ceiling is a smaller job than a leak that soaked a ceiling and the wall below it. Insulation above a room holds a lot of water, so it adds drying time and removal work.

No figure is printed here, because the right number depends on the readings. The crew explains the plan and each removal before it is made, and it notes which items the roofer must address.

How should a homeowner check the roof after a storm?

From the ground, look for missing or lifted shingles, bent flashing, damaged gutters and granules collected in the gutter or at the downspout. Do not climb onto a roof in wet or icy weather. A roofer can inspect the roof safely and write up what was found.

A safe look from the ground can show obvious damage. Look for shingles that are missing or curled, flashing that is bent or pulled up and debris in the gutters.

Keep the photos from the ground. They help the crew and the roofer compare what was seen after the storm with what is found on the roof.

Options

Types and options for storm and roof leak water damage

A leak through a missing or lifted shingle

A missing or lifted shingle lets water reach the roof deck and run down a rafter. The stain often appears a distance from the entry point. The crew traces the path and notes where the shingle or the deck is open, so the roofer knows where to look.

A leak at a valley, a chimney or a vent

Valleys, chimney flashing and vent pipes are common entry points because water concentrates there. The crew checks the ceiling below these points first, and it records the pattern of the wet area against the roof's layout.

Hail or wind damage that opened the roof

A storm can dent shingles, lift the edges and tear flashing so that the roof sheds water less well. The crew records what it sees in the ceiling and the attic, and a roof inspection is needed to see the full extent of any hail or wind damage.

Douglas County

Why storm and roof leak water damage is different in eastern Nebraska

Storms in the Omaha area bring the wind and hail that test roofs and gutters. The Nebraska Department of Insurance publishes a post-storm claims advisory, including on hail damage, and a homeowner who has been through a storm can read it for the general steps of a claim.

Heavy rain on a roof also meets the ground around the house. Water that runs off the roof and does not drain away can reach the foundation, and a crew that visits after a storm checks the grade and the window wells as well as the roof.

The phone is answered 24/7, and a crew is dispatched as fast as one is available. A storm can bring several calls to one neighborhood, so the crew works in the order the water and the readings require.

Skip the guesswork. Call for a straight answer.

Tell us what's happening and we'll tell you honestly whether it's a quick fix, and what storm and roof leak water damage should cost.

Related

Ceiling and Drywall Water Damage

Wet ceilings and walls are opened where readings require, dried in the cavity and checked for water that has not yet shown.

Hidden Water Leak Detection

A damp spot that will not dry is traced with moisture readings and a thermal camera before the wall is closed.

Guides

Read before you book

FAQ

Storm and Roof Leak Water Damage FAQs

Should I call the roofer or the water damage crew first?

Call both if you can. The water crew stops the water inside and dries the structure, while the roofer stops the water coming in. If the roof is still open, the drying can be wasted, so ask the roofer to cover the entry as soon as it is safe.

Will the storm damage be covered by insurance?

The insurer decides, and the answer depends on the policy and the cause. Storm and hail damage are often covered under a homeowners policy, but exclusions and deductibles apply. The Nebraska Department of Insurance has a post-storm advisory that describes the claim steps.

Can the crew tell me where the roof leaked?

The crew traces the water through the ceiling and attic to the likely entry, and it records that for the roofer. The roof itself must be inspected from above, which a roofer does safely. The crew does not promise the exact spot until the roof is checked.

Why is the stain in a different room from the leak?

Water follows the framing and runs along the joists and the roof deck before it drops to a ceiling. The stain can be several feet from the entry point. The crew traces the path with readings and a thermal camera.

What if the ceiling sags after a storm?

Stay out of the room and keep others away. Water held in the insulation can weigh down the drywall. The crew drains the ceiling in a controlled way and checks the joists before anyone enters the room again.

Does the drying work include roof repair?

No. The drying crew removes the water inside and dries the structure. Roof repair, flashing and gutters belong to a roofer or a gutter contractor, and the crew's record helps them find the entry point.

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